MAX Credit Union High-Yield Savings & Money Market Rates

How MAX Credit Union’s savings rates compare

Compared with banks and credit unions near Montgomery, AL, where MAX Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
MAX Credit Union
3.00%APY
Requires
None
Minimum
$50
Earns on $10,000 a year
$300
Elevate Money Market Account
Top rate
Guardian Credit Union
4.00%APY
Requires
Monthly account activity
Minimum
$10
Earns on $10,000 a year
$400
Guardian Credit Union rates
2nd-highest rate
SmartBank
4.00%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$400
SmartBank rates

Compare savings rates near you →

94

Savings score

Higher than 96% of U.S. banks and credit unions

By balance

$1,000 balance$1,0005.00%
$10,000 balance$10,0003.00%
$100,000 balance$100,0001.00%
QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where MAX Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Elevate Money Market Account

3.00%APY$50 to open

Age restrictions apply. Subject to eligibility requirements.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.	5.00%	—	Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.
$2,500 – $5,000Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.	4.00%	—	Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.
$5,000 – $15,000Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.	3.00%	$300	Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.
Over $15,000Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.	1.00%	—	Dividends paid monthly. No minimum monthly balance required. Reverse money market tier.

Sources (3)

All captured Sep 19, 2026

Private Reserve Money Market Account

0.30%APY

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$2,500 and upDividends paid monthly. Rate changes effective on the first day of each month.$2,500 and up	0.30%	$30	Dividends paid monthly. Rate changes effective on the first day of each month.

Sources (1)

mymax.com/save/personal-financial-rates · captured Sep 19, 2026

Special-purpose accounts

Club Account

0.15%APYClub

Open up to 8 separate accounts to track progress toward each goal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Dividends paid quarterly.	0.00%	—	Dividends paid quarterly.
$100 – $2,500Dividends paid quarterly.	0.08%	—	Dividends paid quarterly.
$2,500 and upDividends paid quarterly.	0.15%	$15	Dividends paid quarterly.

Sources (2)

All captured Sep 19, 2026

Share

0.15%APYAge limits$5 to open

Must be a U.S. citizen or resident alien and 19 years of age or older (under 19 with a qualified guarantor) with a U.S. address, SSN, ID, and valid email address. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Dividends paid quarterly.	0.00%	—	Dividends paid quarterly.
$100 – $2,500Dividends paid quarterly. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.	0.08%	—	Dividends paid quarterly. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.
$2,500 and upDividends paid quarterly. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.	0.15%	$15	Dividends paid quarterly. For members at least 19 years of age holding no other accounts except a share or share/club accounts, must maintain an average daily balance of $100.00 to receive dividends.

Sources (3)

All captured Sep 19, 2026

Closed to new customers

Performance Money Market Account

0.25%APYRequirements apply$1,500 to open

Available only to Perform Checking account holders. Six electronic transactions permitted each month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	0.15%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$5,000 – $24,999Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	0.25%	$25	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$25,000 – $49,999Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	0.75%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$50,000 – $99,999Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	1.26%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$100,000 – $249,999Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	1.76%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$250,000 – $499,999Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	2.02%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.
$500,000 and upDividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.	2.27%	—	Dividends paid monthly. No minimum balance to maintain. Rate changes effective on the first day of each month.

Sources (3)

All captured Sep 19, 2026

Who can join MAX Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

How MAX Credit Union’s savings rates compare

MAX Credit Union savings score

Current savings rates

Elevate Money Market Account

Private Reserve Money Market Account

Special-purpose accounts

Club Account

Share

Closed to new customers

Performance Money Market Account

Who can join MAX Credit Union