Bank · FDIC insured
Commonwealth National Bank Savings Rates
Commonwealth National Bank’s best savings rate is 0.35% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How Commonwealth National Bank’s savings rates compare
Compared with banks and credit unions near Mobile, AL, where Commonwealth National Bank has the most branches. $10,000, best rate first.
This bank’s best
Commonwealth National Bank
0.35%APY
- Minimum
- $100
- Earns on $10,000 a year
- $35
Regular Savings Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Commonwealth National Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commonwealth National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.35%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceUse for overdraft protection on checking account. 6 debit transactions per quarter included; $5 per transaction if greater.Any balance | 0.35% | $35 | Use for overdraft protection on checking account. 6 debit transactions per quarter included; $5 per transaction if greater. |
Sources (2)
All captured Sep 19, 2026
Money Market Checking Account
0.15%APY
Must be opened at a branch. Monthly maintenance fee of $25 is waived if balance is above $1,500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly maintenance fee waived if balance is above $1,500. Account must be opened at a branch.Any balance | 0.15% | $15 | Monthly maintenance fee waived if balance is above $1,500. Account must be opened at a branch. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Children’s Savings Account
0.35%APY
Parent must be signatory. This account must be opened at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceParent must be signatory. Must be opened at a branch.Any balance | 0.35% | $35 | Parent must be signatory. Must be opened at a branch. |
Sources (2)
All captured Sep 19, 2026
Holiday Club Savings Account
0.06%APY
Must be opened at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDistribution of all savings the first week of November. $15 early withdrawal penalty. No debit/ATM card. Must be opened at a branch.Any balance | 0.06% | $6 | Distribution of all savings the first week of November. $15 early withdrawal penalty. No debit/ATM card. Must be opened at a branch. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.