Credit union · NCUA insured
MAX Credit Union
Top CarrotA $2.3B credit union, the 229th largest of 4,329, headquartered in Montgomery, AL, with 131,569 members and 16 branches in Alabama. Best rates: CDs 4.32% and savings 0.30% APY.
MAX Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#5 of 17 in Montgomery, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MAX Credit Union
Founded in 1955, MAX Credit Union is headquartered in Montgomery, Alabama.
It was started by airmen at Maxwell Air Force who needed a place to save and lend money to each other at lower interest rates.
The credit union serves Central and East Alabama, including Montgomery, Auburn, Opelika, Prattville, Wetumpka, Millbrook, Tallassee, and Troy.
- Headquarters
- 400 Eastdale Cir, Montgomery, AL 36117-2114
- NCUA charter
- 68575
Branches
16 branches in Alabama
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Alabama
16 branches
Montgomery area · 13
- EastdaleMain office400 Eastdale Cir, Montgomery, AL 36117Directions
- Millbrook3441 Highway 14, Millbrook, AL 36054Directions
- Chantilly11020 Chantilly Parkway, Montgomery, AL 36117Directions
- Downtown401 Monroe St, Montgomery, AL 36104Directions
- Maxwell10 E Selfridge St, Bldg 1133, Montgomery, AL 36112Directions
- Taylor Road3401 Malcolm Dr, Montgomery, AL 36116Directions
- Vaughn Road5245 Vaughn Rd, Montgomery, AL 36116Directions
- West Montgomery4705 Mobile Hwy, Montgomery, AL 36108Directions
- Zelda Road2785 Zelda Rd, Montgomery, AL 36106Directions
- Cobbs Ford Road2309 Cobbs Ford Rd, Prattville, AL 36066Directions
- Prattville Main Street725 E Main St, Prattville, AL 36067Directions
- Tallassee1415 Gilmer Ave, Tallassee, AL 36078Directions
- Wetumpka94 Captain Crommelin Dr, Wetumpka, AL 36092Directions
Auburn area · 2
- Auburn336 N Gay St, Auburn, AL 36830Directions
- Frederick Road3021 Frederick Rd, Suite 1, Opelika, AL 36801Directions
Troy area · 1
- Troy1207 Highway 231 S, Troy, AL 36081Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.52% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.68% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.62% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $56 | $88 | — |
- CapitalNet worth ratio14.52%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.68%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.62%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$56Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MAX Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.