Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 976–990 results
- Ideal Credit Union13-Month New Money Certificate SpecialCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: New money only (funds not currently deposited in any Ideal Credit Union account). If combining with existing funds deposited at Ideal, a minimum of $5,000 in additional new money is required. Interest is compounded and credited monthly. Penalty applies for early withdrawal.
Offer: New money only. If combining with existing funds deposited at Ideal, a minimum of $5,000 in additional new money is required.
Promotional rate · 4.16% interest rate · Effective Oct 16, 2026
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More details - Iowa State Bank13 Month Certificate of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Limited time offer. Early withdrawals may be subject to penalty.
Offer: Limited time offer. Early withdrawals may be subject to penalty.
Promotional rate · Effective Oct 14, 2026
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More details - Intandem Credit UnionTerm Share CertificatesCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Membership eligibility requirements apply. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - Crane Credit UnionShare CertificateCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Fixed-rate terms from 6 to 60 months. Dividends compound monthly. Low minimum balance requirements. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal. Raise the Rate feature: once during the term, can increase the rate of any new or existing Share Certificate to the new rate effective on the date of issue (eligible certificates must have a term of at least 24 months; share certificate special offers excluded).
Offer: Certificate Special. Limited-time offer. Additional deposits of $100 or more allowed throughout term (in branch or by phone, not through online banking). Ineligible for Raise the Rate feature. Penalty for early withdrawal.
Promotional rate · 4.17% interest rate
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More details - Peoples Bank Mt. WashingtonCertificates of DepositCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Interest will compound; interest can be capitalized, applied to the Certificate of Deposit account. Interest penalty for early withdrawal (unless otherwise stated). APY based on either quarterly or semi-annual compounding. Rates are subject to change.
Effective Oct 13, 2026
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More details - Stone BankCertificates Of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Limited time offer. Early withdrawal penalties may apply. Fees may reduce earnings. Interest compounded monthly. Offer not applicable to public entities or financial institutions.
Promotional rate · Compounded monthly
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More details - Dakota Plains Credit UnionShare Certificate SpecialsCD · 13 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Certificate of deposit will not automatically renew when maturity is reached. DPCU reserves the right to end the special rate at any time. Federally insured by NCUA. Offer valid for a limited time.
Offer: Requirement: $5,000. New Money. Certificate term is 13 months. Will not automatically renew when maturity is reached. Offer valid for a limited time.
Promotional rate · Effective Oct 1, 2026
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More details - First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for early withdrawal of funds. These offers are for consumer and non-consumer accounts and not for public funds.
Offer: Minimum opening deposit to earn stated APY is $2,500.00. Early withdrawal penalty may apply.
Effective Oct 12, 2026
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More details - Coastal1 Credit UnionCertificate Of DepositCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: Minimum deposit to open $1,000. Interest credited monthly. Early withdrawal penalties apply.
Offer: All funds deposited must be New Money (funds not on deposit with Coastal1 Credit Union). Up to 2 additional deposits during term. Each additional deposit must be a minimum of $10,000 in NEW Money (funds not currently on deposit with Coastal1).
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More details - Best Reward Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Minimum opening deposit and balance to earn stated APY is $1,000 ($500 for youth through age 19). Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements are free). Early withdrawal penalties may reduce earnings.
Offer: Special Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
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More details - Fairfax State Savings BankCertificates of Deposit (CDs)CD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: FDIC insured up to the maximum amount ($250,000). Guaranteed fixed interest rates. Subject to penalty for early withdrawal. Interest rates subject to change.
Offer: 13 Month Special. Subject to penalty for early withdrawal. Interest rates subject to change.
4.20% interest rate · Effective Oct 2, 2026
Rate checked
More details - Gundersen Credit UnionCertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Dividends calculated from date of issuance to maturity, paid and compounded quarterly. Additional deposits not permitted. Early withdrawal penalty of 180 days worth of interest. Auto-renews for same term unless notified within 10 days after maturity, redemption established at opening, or if special (transfers to deposit account).
Offer: 13 MONTH SPECIAL; certificate is a special and will automatically be transferred to a deposit account at maturity.
Promotional rate · 4.18% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - Marine Credit UnionCertificate SpecialCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - Blue Grass FederalLong-Term CDsCD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Interest compounds quarterly and CD automatically renews. Fees could reduce earnings. Interest rates and APY subject to change. At maturity, 13-month certificate renews for 12 months, and 25-month certificate renews for 24 months. Early withdrawal penalty may apply. Available for a limited time.
Offer: Special rate accurate as of 08/13/2026; automatically renews for 12 months at maturity; early withdrawal penalty may apply.
Promotional rate · 4.18% interest rate · Effective Aug 13, 2026
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More details - Garden Savings FCUShare CertificatesCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$461 over 13 months on $10,000Requirements
Product: $500 minimum deposit required unless otherwise noted. For terms less than one year, interest is paid upon maturity (simple interest); for terms one year or greater, interest is paid monthly (compound interest). Early withdrawal penalties: 90 days dividends lost for terms under one year; 180 days dividends lost for terms of one year or longer. Promotional rates can be discontinued without notice. Fees could reduce earnings.
Offer: Interest is paid monthly (compound interest). Early withdrawal penalty: 180 days of dividends earned.
4.17% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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- Synchrony BankBank