Bank · FDIC insured
Peoples Bank Mt. Washington
A $120M bank headquartered in Mount Washington, KY, with 2 branches in Kentucky. Best rates: CDs 4.25% and savings 0.02% APY.
Peoples Bank Mt. Washington Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#35 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank Mt. Washington
Founded in 1909, Peoples Bank Mt. Washington is a locally owned and operated community bank headquartered in Mt. Washington, Kentucky.
The bank operates two locations in Mt. Washington and serves the multi-county area of Bullitt, Spencer, Nelson, and Jefferson Counties.
- Headquarters
- 201 N Bardstown Rd, Mount Washington, KY 40047
- FDIC certificate
- 5847 ↗
Branches
2 branches in Kentucky
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Kentucky
2 branches
- Peoples Bank, Mt. WashingtonMain office201 N Bardstown Rd, Mount Washington, KY 40047Directions
- Mount Washington Drive In Branch415 Oakbrooke Dr, Mount Washington, KY 40047Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.59% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.17% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.76% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio10.59%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.17%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.76%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank Mt. Washington are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.