Bank · FDIC insured
Peoples Bank Mt. Washington CD Rates
Peoples Bank Mt. Washington’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 5 months to 5 years. Rates checked October 22, 2026.
How Peoples Bank Mt. Washington’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Peoples Bank Mt. Washington has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank Mt. Washington
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Certificates of Deposit
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Peoples Bank Mt. Washington CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo0.20%
- 31–60 months31–60 mo0.35%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank Mt. Washington ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 10 terms
Interest will compound; interest can be capitalized, applied to the Certificate of Deposit account. Interest penalty for early withdrawal (unless otherwise stated). APY based on either quarterly or semi-annual compounding. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months | 4.00% | $165 |
| 6 months | 0.10% | $5 |
| 9 months | 4.15% | $310 |
| 12 months | 0.15% | $15 |
| 13 months | 4.25% | $461 |
| 18 months | 0.20% | $30 |
| 24 months | 0.20% | $40 |
| 36 months | 0.25% | $75 |
| 48 months | 0.30% | $121 |
| 60 months | 0.35% | $176 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 0.35%APY · 7 terms
Traditional and Roth IRAs available. A $10 annual fee is assessed March 1st of each year. Lesser amounts earn the current variable IRA Savings rate. Early withdrawal penalties may apply and reduce earnings. APY based on either quarterly or semi-annual compounding. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.10% | $5 |
| 12 months | 0.15% | $15 |
| 18 months | 0.20% | $30 |
| 24 months | 0.20% | $40 |
| 36 months | 0.25% | $75 |
| 48 months | 0.30% | $121 |
| 60 months | 0.35% | $176 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.