Credit union · NCUA insured
Crane Credit Union CD Rates
Crane Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Crane Credit Union’s CD rates compare
Compared with banks and credit unions near Evansville, IN, where Crane Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Crane Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Share Certificate
Top rate
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
Crane Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Crane Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 9 terms
Fixed-rate terms from 6 to 60 months. Dividends compound monthly. Low minimum balance requirements. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal. Raise the Rate feature: once during the term, can increase the rate of any new or existing Share Certificate to the new rate effective on the date of issue (eligible certificates must have a term of at least 24 months; share certificate special offers excluded).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compound monthly; penalty for early withdrawal | 1.51% | $75 |
| 12 monthsDividends compound monthly; penalty for early withdrawal | 1.97% | $197 |
| 13 monthsCertificate Special. Limited-time offer. Additional deposits of $100 or more allowed throughout term (in branch or by phone, not through online banking). Ineligible for Raise the Rate feature. Penalty for early withdrawal | 4.25% | $461 |
| 18 monthsDividends compound monthly; penalty for early withdrawal | 2.50% | $377 |
| 24 monthsDividends compound monthly; penalty for early withdrawal; eligible for Raise the Rate feature | 2.65% | $537 |
| 30 monthsDividends compound monthly; penalty for early withdrawal; eligible for Raise the Rate feature | 2.75% | $702 |
| 36 monthsDividends compound monthly; penalty for early withdrawal; eligible for Raise the Rate feature | 2.85% | $880 |
| 48 monthsDividends compound monthly; penalty for early withdrawal; eligible for Raise the Rate feature | 3.00% | $1,255 |
| 60 monthsDividends compound monthly; penalty for early withdrawal; eligible for Raise the Rate feature | 3.25% | $1,734 |
Sources (4)
- cranecu.org/personal/certificates-iras/certificates
- cranecu.org/rates/deposit-rates
- cranecu.org
- cranecu.org/13-month-certificate
All captured Oct 15, 2026
Save to Win
1.97%APY · 1 term
12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded monthly; early withdrawals reduce earnings | 1.97% | $197 |
Sources (3)
- cranecu.org/personal/certificates-iras/certificates
- cranecu.org/personal/certificates-iras/save-to-win
- cranecu.org/rates/deposit-rates
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate
Up to 4.25%APY · 9 terms
Available at the same rates and terms as regular Share Certificates. Multiple fixed-rate terms up to 60 months (includes Traditional and Roth IRA certificate options). Dividends paid quarterly. Insured up to $250,000 by NCUA. Early withdrawals will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 1.51% | $75 |
| 12 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 1.97% | $197 |
| 13 months13-month certificate special rate available for IRA certificates; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 4.25% | $461 |
| 18 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 2.50% | $377 |
| 24 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 2.65% | $537 |
| 30 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 2.75% | $702 |
| 36 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 2.85% | $880 |
| 48 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 3.00% | $1,255 |
| 60 monthsAvailable for Traditional and Roth IRAs; dividends paid quarterly; no monthly administrative fees; early withdrawals reduce earnings | 3.25% | $1,734 |
Sources (3)
- cranecu.org/personal
- cranecu.org/personal/certificates-iras/ira-accounts
- cranecu.org/rates/deposit-rates
All captured Oct 15, 2026
Youth & Teen Certificates
Up to 2.48%APY · 2 terms
Available to primary members ages 0-17. Accounts for applicants under 18 must be opened in person by a parent or legal guardian at a branch. Additional deposits of $100 or more can be made at any time. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAvailable to primary members ages 0-17. Additional deposits of $100 or more permitted. Early withdrawal penalty applies | 2.02% | $100 |
| 12 monthsAvailable to primary members ages 0-17. Additional deposits of $100 or more permitted. Early withdrawal penalty applies | 2.48% | $248 |
Sources (3)
- cranecu.org/personal/savings-m…kets/youth-teen-accounts
- cranecu.org/rates/deposit-rates
- cranecu.org/youth-certificates
All captured Oct 15, 2026
Who can join Crane Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified 28 Indiana counties, Clark County, IL, or Henderson County, KY, are eligible to join.
Employers and groups
- Individuals who work for or belong to an eligible employer, or whose immediate family member does, are eligible to join.
Family and household
- Individuals who have an immediate family member who is already a member are eligible to join.
Cost to join
- Joining requires opening a savings account with a minimum balance of $5.00.
Membership information collected October 5, 2026.