Credit union · NCUA insured
Coastal1 Credit Union
Top CarrotA $3.5B credit union, the 144th largest of 4,329, headquartered in Pawtucket, RI, with 146,898 members and 19 branches in 2 states. Best rates: CDs 4.25% and savings 2.50% APY.
Coastal1 Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#2 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coastal1 Credit Union
Established in 1928 on the principle of people helping people in local communities, Coastal1 Credit Union maintains its primary branch in Pawtucket, Rhode Island.
The credit union serves Rhode Island and Massachusetts.
- Headquarters
- 1200 Central Ave, Pawtucket, RI 02861-2200
- NCUA charter
- 67278
Branches
19 branches in 2 states
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Rhode Island
18 branches
- Main OfficeMain office1200 Central Ave, Pawtucket, RI 02861Directions
- Bristol Branch576 Metacom Ave Ste 1, Bristol, RI 02809Directions
- Independence Way Branch96 Independence Way, Cranston, RI 02921Directions
- Sockanosset Crossroad Branch40 Sockanosset Cross Rd, Cranston, RI 02920Directions
- Cumberland Branch1855 Mendon Rd, Cumberland, RI 02864Directions
- East Greenwich Branch5661 Post Rd, East Greenwich, RI 02818Directions
- Warren Avenue Branch660 Warren Ave, East Providence, RI 02914Directions
- Johnston Branch1463 Atwood Ave, Johnston, RI 02919Directions
- North Kingstown Branch221 Tower Hill Rd, North Kingstown, RI 02852Directions
- Mineral Spring Avenue Branch1617 Mineral Spring Ave, North Providence, RI 02904Directions
- Broadway Branch540 Broadway, Pawtucket, RI 02860Directions
- Smithfield Avenue Branch571 Smithfield Ave, Pawtucket, RI 02860Directions
- Wayland Square Branch457 Angell St, Providence, RI 02906Directions
- Newport Avenue339 Newport Ave, Rumford, RI 02916Directions
- Putnum Pike Branch379 Putnam Pike, Smithfield, RI 02917Directions
- Wakefield Branch84 Old Tower Hill Rd, Wakefield, RI 02879Directions
- Post Road Branch3319 Post Rd, Warwick, RI 02886Directions
- Warwick Avenue Branch405 Warwick Ave, Warwick, RI 02888Directions
Massachusetts
1 branch
- North Attleboro Branch99 Chestnut St, North Attleboro, MA 02760Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.71% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.74% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $109 | $88 | — |
- CapitalNet worth ratio10.71%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.74%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$109Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coastal1 Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.