Credit union · NCUA insured
Gundersen Credit Union
Top CarrotA $65M credit union headquartered in La Crosse, WI, with 3,677 members and 1 branch in Wisconsin. Best rates: CDs 4.25% and savings 2.05% APY.
Gundersen Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#3 of 23 in La Crosse, WI-MN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Gundersen Credit Union
Gundersen Credit Union is based in La Crosse, Wisconsin, and serves individuals who live or work in La Crosse, Vernon, Trempealeau, Crawford, and Monroe counties.
- Headquarters
- 1910 South Ave, La Crosse, WI 54601
- NCUA charter
- 66477
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in La Crosse, Vernon, Trempealeau, Crawford, or Monroe counties are eligible for membership.
Employers and groups
- Employees of Gundersen or the Dairyland Power Coop System are eligible for membership.
- Retirees of Gundersen are eligible for membership.
- Volunteers of Gundersen are eligible for membership.
- Affiliates of Gundersen are eligible for membership.
- Members or employees affiliated with DPC Class A & B Cooperatives are eligible for membership.
3 more ways to join
Employers and groups
- WECA and RESCO employees and any person on the Board of Directors of those organizations are eligible for membership.
- End users of electricity provided by Jump River Electrical Coop are eligible for membership.
Family and household
- Family members of individuals within the field of membership are eligible for membership.
Cost to join
- Membership requires depositing $5.00 in a share savings account.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- HospitalMain office1910 South Ave, La Crosse, WI 54601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.97% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $91 | $59 | — |
- CapitalNet worth ratio13.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.97%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$91Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Gundersen Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.