Credit union · NCUA insured
Best Reward Federal Credit Union
A $164.5M credit union headquartered in Brook Park, OH, with 12,392 members and 3 branches in Ohio. Best rates: CDs 4.25% and savings 0.40% APY.
Best Reward Federal Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#15 of 60 in Cleveland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Best Reward Federal Credit Union
- Headquarters
- 5681 Smith Rd, Brook Park, OH 44142
- NCUA charter
- 24920
Branches
3 branches in Ohio
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Ohio
3 branches
- Best Reward Federal Credit UnionMain office5681 Smith Rd, Brook Park, OH 44142Directions
- Best Reward Federal Credit Union390 Alpha Park, Highland Hts, OH 44143Directions
- Best Reward Federal Credit Union21375 Alexander Rd, Walton Hills, OH 44146Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.56% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $23 | $76 | — |
- CapitalNet worth ratio15.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.56%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$23Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Best Reward Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.