Credit union · NCUA insured
Gundersen Credit Union CD Rates
Top CarrotGundersen Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Gundersen Credit Union’s CD rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where Gundersen Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gundersen Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Certificates
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Co-op Credit Union
4.70%APY
- Term
- 18 months
- Minimum
- $100
- Earns on $10,000
- $713
Gundersen Credit Union CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gundersen Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.25%APY · 7 terms
Dividends calculated from date of issuance to maturity, paid and compounded quarterly. Additional deposits not permitted. Early withdrawal penalty of 180 days worth of interest. Auto-renews for same term unless notified within 10 days after maturity, redemption established at opening, or if special (transfers to deposit account).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 9 months | 3.80% | $284 |
| 12 months | 3.80% | $380 |
| 13 months13 MONTH SPECIAL; certificate is a special and will automatically be transferred to a deposit account at maturity | 4.25% | $461 |
| 18 months | 3.80% | $575 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
Sources (1)
- gundersencu.org/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
Teenager Deposit Certificate
5.50%APY · 1 term
Eligible for Age 13-17. Additional deposits permitted. Dividends calculated from date of issuance to maturity, paid and compounded quarterly. Early withdrawal penalty of 180 days worth of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAge 13-17. Additional deposits permitted | 5.50% | $550 |
Sources (1)
- gundersencu.org/deposit-rates · captured Oct 5, 2026
Youngster Deposit Certificate
4.25%APY · 1 term
Eligible for Age 0-12. Additional deposits permitted. Dividends calculated from date of issuance to maturity, paid and compounded quarterly. Early withdrawal penalty of 180 days worth of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAge 0-12. Additional deposits permitted | 4.25% | $425 |
Sources (1)
- gundersencu.org/deposit-rates · captured Oct 5, 2026
Who can join Gundersen Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in La Crosse, Vernon, Trempealeau, Crawford, or Monroe counties are eligible for membership.
Employers and groups
- Employees of Gundersen or the Dairyland Power Coop System are eligible for membership.
- Retirees of Gundersen are eligible for membership.
- Volunteers of Gundersen are eligible for membership.
- Affiliates of Gundersen are eligible for membership.
- Members or employees affiliated with DPC Class A & B Cooperatives are eligible for membership.
3 more ways to join
Employers and groups
- WECA and RESCO employees and any person on the Board of Directors of those organizations are eligible for membership.
- End users of electricity provided by Jump River Electrical Coop are eligible for membership.
Family and household
- Family members of individuals within the field of membership are eligible for membership.
Cost to join
- Membership requires depositing $5.00 in a share savings account.
Membership information collected October 5, 2026.