Bank · FDIC insured
Iowa State Bank CD Rates
Iowa State Bank’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 7 months to 13 months. Rates checked October 16, 2026.
How Iowa State Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where Iowa State Bank has the most branches. $10,000, best rate first.
This bank’s best
Iowa State Bank
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
13 Month Certificate of Deposit
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
13 Month Certificate of Deposit
4.25%APY · 1 term
Limited time offer. Early withdrawals may be subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsLimited time offer. Early withdrawals may be subject to penalty | 4.25% | $461 |
Sources (1)
- iowastate.bank/personal/savings-accounts/cd-promotion · captured Oct 16, 2026
7 Month Certificate of Deposit
4.13%APY · 1 term
Limited time offer. Early withdrawals may be subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsLimited time offer. Early withdrawals may be subject to penalty | 4.13% | $239 |
Sources (1)
- iowastate.bank/personal/savings-accounts/cd-promotion · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.