Credit union · NCUA insured
Best Reward Federal Credit Union CD Rates
Best Reward Federal Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Best Reward Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Best Reward Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Best Reward Federal Credit Union
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Share Certificate
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Best Reward Federal Credit Union CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo1.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Best Reward Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 9 terms
Minimum opening deposit and balance to earn stated APY is $1,000 ($500 for youth through age 19). Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements are free). Early withdrawal penalties may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $87 |
| 7 monthsSpecial Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19 | 4.00% | $231 |
| 12 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $175 |
| 13 monthsSpecial Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19 | 4.25% | $461 |
| 24 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $353 |
| 25 monthsSpecial Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19 | 3.50% | $743 |
| 36 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $534 |
| 48 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $719 |
| 60 monthsMinimum opening deposit and balance is $500 for youth through age 19 | 1.75% | $906 |
Sources (3)
- bestrewardfcu.coop/Rates/Deposit-Rates
- bestrewardfcu.coop/Save/Share-Term-Certificates
- bestrewardfcu.coop/Documents/D…ate-Fee-Schedule-(1).pdf
All captured Oct 6, 2026
Special-purpose accounts
IRA Share Certificate
Up to 4.25%APY · 9 terms
Minimum opening deposit and balance to earn stated APY is $1,000. Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements are free). Early withdrawal penalties may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.75% | $87 |
| 7 monthsSpecial IRA Share Certificate | 4.00% | $231 |
| 12 months | 1.75% | $175 |
| 13 monthsSpecial IRA Share Certificate | 4.25% | $461 |
| 24 months | 1.75% | $353 |
| 25 monthsSpecial IRA Share Certificate | 3.50% | $743 |
| 36 months | 1.75% | $534 |
| 48 months | 1.75% | $719 |
| 60 months | 1.75% | $906 |
Sources (3)
- bestrewardfcu.coop/Rates/Deposit-Rates
- bestrewardfcu.coop/Save/Share-Term-Certificates
- bestrewardfcu.coop/Documents/D…ate-Fee-Schedule-(1).pdf
All captured Oct 6, 2026
Who can join Best Reward Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.