Bank · FDIC insured
First International Bank & Trust CD Rates
First International Bank & Trust’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 7 months to 13 months. Rates checked October 22, 2026.
How First International Bank & Trust’s CD rates compare
Compared with banks and credit unions in North Dakota, where First International Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
First International Bank & Trust
4.25%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $461
Fixed-Term CD (Certificate of Deposit) Account
Top rate
Dakota Community Bank & Trust
5.10%APY
- Term
- 89 months
- Minimum
- $2,500
- Earns on $10,000
- $4,462
2nd-highest rate
Hometown Credit Union
4.58%APY
- Term
- 72 months
- Minimum
- $1,000
- Earns on $10,000
- $3,083
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed-Term CD (Certificate of Deposit) Account
Up to 4.25%APY · 2 terms
Minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for early withdrawal of funds. These offers are for consumer and non-consumer accounts and not for public funds.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsMinimum opening deposit to earn stated APY is $2,500.00. Early withdrawal penalty may apply | 4.00% | $231 |
| 13 monthsMinimum opening deposit to earn stated APY is $2,500.00. Early withdrawal penalty may apply | 4.25% | $461 |
Sources (1)
- fibt.com/specialoffers · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.