Bank · FDIC insured
Stone Bank
A $950.7M bank headquartered in Mountain View, AR, with 6 branches in Arkansas. Best rates: CDs 4.25% and savings 3.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.25%CD rates →
- Savings893.05%4.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Stone Bank
Stone Bank is an SBA Preferred Lender offering FSA, SBA, and USDA business loans nationwide.
- Headquarters
- 802 E Main St, Mountain View, AR 72560
- FDIC certificate
- 17431 ↗
Branches
6 branches in Arkansas
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Arkansas
6 branches
Mountain View area · 1
- Stone BankMain office802 E Main St, Mountain View, AR 72560Directions
DeWitt area · 1
- Dewitt Bank Branch215 S Jefferson St, DeWitt, AR 72042Directions
Gillett area · 1
- Planters & Merchants Bank Branch210 Main St, Gillett, AR 72055Directions
Harrison area · 1
- Harrison Branch1309 Highway 62 65 N, Harrison, AR 72601Directions
Little Rock area · 1
- Little Rock Branch12615 Chenal Parkway, Little Rock, AR 72211Directions
Pine Bluff area · 1
- White Hall Branch7739 Sheridan Rd, White Hall, AR 71602Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.37% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $98 | $81 | — |
- CapitalLeverage ratio8.37%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$98Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Stone Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.