Credit union · NCUA insured
Dakota Plains Credit Union
A $94.4M credit union headquartered in Edgeley, ND, with 4,185 members and 3 branches in North Dakota. Best rates: CDs 4.25% and savings 0.60% APY.
Dakota Plains Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#38 of 47 in North DakotaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dakota Plains Credit Union
Founded in 1941, Dakota Plains Credit Union is headquartered in Edgeley, North Dakota, with additional offices in Ellendale and Enderlin.
- Headquarters
- 212 5th Ave, PO Box 248, Edgeley, ND 58433
- NCUA charter
- 63613
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People (including businesses) who live, work, worship, or attend school in the community are eligible for membership.
- Anyone living within a 75-mile radius of the home office in Edgeley, ND is eligible for membership.
Family and household
- Immediate family members of qualifying community members and surviving spouses of persons who died while in the field of membership are eligible for membership.
- Immediate family members of an eligible member—including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, and stepsibling—are eligible for membership.
Cost to join
- Membership requires opening a Savings Account with a minimum deposit of $5.
Branches
3 branches in North Dakota
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North Dakota
3 branches
Edgeley area · 1
- DPCU - EdgeleyMain office212 5th Ave, PO Box 248, Edgeley, ND 58433Directions
Ellendale area · 1
- DPCU - Ellendale120 1st st NW, Ellendale, ND 58436Directions
Enderlin area · 1
- DPCU - Enderlin201 4th Ave Ste 4, Enderlin, ND 58027Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.27% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.96% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $101 | $59 | — |
- CapitalNet worth ratio12.27%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.96%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$101Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dakota Plains Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.