Credit union · NCUA insured
Intandem Credit Union
A $76.5M credit union headquartered in Grand Rapids, MI, with 4,933 members and 2 branches in Michigan. Best rates: CDs 4.25% and savings 0.75% APY.
Intandem Credit Union Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#22 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Intandem Credit Union
Intandem Credit Union is a member-owned financial cooperative that changed its name in 2021.
Operating two offices, the credit union originally began as a small group working together to support families and strengthen the community.
- Headquarters
- 1619 Plainfield AVE NE, Grand Rapids, MI 49505-4703
- NCUA charter
- 62249
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone whose residence, employment, place of religious worship, or school is in Allegan, Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, and Ottawa Counties is eligible to join.
Employers and groups
- Employees of Intandem Credit Union are eligible to join.
Family and household
- A spouse of a deceased member is eligible if accepted into membership prior to remarriage.
- Immediate family members of eligible groups or members are eligible to join.
Other ways
- Individuals who have a record of conversion to one of the community charters with an effective date on or after May 31, 2002 are eligible for membership.
- Any legal entity comprised for the most part of the same general group as the membership of the credit union is eligible.
1 more way to join
Other ways
- Any person receiving a retirement annuity, pension, social security, or similar retirement payment who lives in or belongs to a retirement organization located in chartered or adjacent chartered counties is eligible.
Branches
2 branches in Michigan
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Michigan
2 branches
- Main OfficeMain office1619 Plainfield AVE NE, Grand Rapids, MI 49505Directions
- North Branch13819 White Creek Ave NE, Cedar Springs, MI 49319Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.91% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.85% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio11.91%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.85%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Intandem Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.