Bank · FDIC insured
Iowa State Bank
A $1.3B bank headquartered in Hull, IA, with 14 branches in Iowa. Best rates: CDs 4.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.25%CD rates →
- Savings—1.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Iowa State Bank
Tracing its origins to 1879, Iowa State Bank serves Orange City, Hull, Brunsville, Holstein, Hinton, Ireton, Le Mars, Melvin, Merrill, Paullina, Remsen, Sanborn, Sheldon, Sibley, and surrounding communities.
The bank is owned by holding company Vogel Bancshares Inc. of Orange City, Iowa, which began in 1988 with the acquisition of Sioux County State Bank.
- Headquarters
- 1101 Main St, Hull, IA 51239
- FDIC certificate
- 13953 ↗
Branches
14 branches in Iowa
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Iowa
14 branches
Le Mars area · 5
- Brunsville Branch240 Linn St, Brunsville, IA 51008Directions
- Hinton Branch225 N Floyd Ave, Hinton, IA 51024Directions
- Le Mars Branch301 Plymouth St Nw, Le Mars, IA 51031Directions
- Merrill Branch201 Main St, Merrill, IA 51038Directions
- Remsen Branch17 W 2nd St, Remsen, IA 51050Directions
Hull area · 1
- Iowa State BankMain office1101 Main St, Hull, IA 51239Directions
Holstein area · 1
- Holstein Branch1012 Hogrefe Drive, Holstein, IA 51025Directions
Ireton area · 1
- Ireton Branch308 Main St, Ireton, IA 51027Directions
Melvin area · 1
- Melvin Branch260 Main St, Melvin, IA 51350Directions
Orange City area · 1
- Orange City Main Office Branch105 Albany Ave Se, Orange City, IA 51041Directions
Paullina area · 1
- Paullina Branch103 E Broadway St, Paullina, IA 51046Directions
Sanborn area · 1
- Sanborn Branch203 W 7th St, Sanborn, IA 51248Directions
Sheldon area · 1
- Sheldon Branch627 2nd Ave, Sheldon, IA 51201Directions
Sibley area · 1
- Sibley Branch721 2nd Ave, Sibley, IA 51249Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.72% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.06% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.60% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalLeverage ratio11.72%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.60%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Iowa State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.