Bank · FDIC insured
Blue Grass Federal CD Rates
Top CarrotBlue Grass Federal’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Blue Grass Federal’s CD rates compare
Compared with banks and credit unions near Lexington, KY, where Blue Grass Federal has the most branches. $10,000, best rate first.
This bank’s best
Blue Grass Federal
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Long-Term CDs
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Blue Grass Federal CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blue Grass Federal ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Long-Term CDs
Up to 4.25%APY · 9 terms
Interest compounds quarterly and CD automatically renews. Fees could reduce earnings. Interest rates and APY subject to change. At maturity, 13-month certificate renews for 12 months, and 25-month certificate renews for 24 months. Early withdrawal penalty may apply. Available for a limited time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.30% | $30 |
| 13 monthsSpecial rate accurate as of 08/13/2026; automatically renews for 12 months at maturity; early withdrawal penalty may apply | 4.25% | $461 |
| 18 months | 0.35% | $53 |
| 24 months | 0.40% | $80 |
| 25 monthsSpecial rate accurate as of 08/13/2026; automatically renews for 24 months at maturity; early withdrawal penalty may apply | 4.25% | $906 |
| 30 months | 0.40% | $100 |
| 36 months | 0.50% | $151 |
| 48 months | 0.60% | $242 |
| 60 months | 0.75% | $381 |
Sources (3)
- bluegrassfederal.bank/lp/rate-specials
- bluegrassfederal.bank/bank/bank-rates
- bluegrassfederal.bank/bank/certificates-of-deposit
All captured Oct 5, 2026
Short-Term CDs
Up to 0.15%APY · 2 terms
Fees could reduce earnings. Interest rates and APY subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.15% | $7 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.