Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1321–1335 of 3,421 results
- Oklahoma's Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Federally insured by NCUA. Early withdrawal penalties apply (6-12 month: up to 90 days dividends; 13-60 month: up to 180 days dividends). Certificates renew automatically at maturity with a 7-day grace period.
Effective Sep 9, 2025
Rate checked
More details - Members 1st of NJ Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,0003.25% interest rate
Rate checked
More details - TruGrocer Federal Credit UnionSmall Saver Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $500 with terms up to 60 months.
3.25% interest rate · Compounded monthly
Rate checked
More details - Advanced Financial Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawal penalty is 90 days' (3 months') dividends. Dividends calculated and posted monthly.
3.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - RiverFall Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawal penalty applies: 90 days dividends for 6- and 12-month terms, 180 days dividends for 18-month terms and above. Dividends computed on average daily balances of $500 or more.
Promotional rate · 3.25% interest rate
Rate checked
More details - Craft BankCertificates of DepositCD · 60 months · $1,000 min · 3.30%–3.57% by balance
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Interest rates may change after account opening. Fees may reduce earnings on account.
3.25% interest rate · Effective Nov 14, 2024
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 3.30% $250,000 and up 3.57% Rate checked
More details - Insight Credit UnionRegular CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawal penalty applies. Dividends paid at the end of each month. Fees may reduce earnings. Rates may change without notice.
Effective Mar 2, 2026
Rate checked
More details - Massachusetts Family Credit UnionTerm CertificateCD · 60 months · $25 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Minimum balance of $25.00 required to open and maintain account. Penalty may be imposed for early withdrawal.
Offer: Term: 60 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.
3.25% interest rate · Effective Nov 1, 2025
Rate checked
More details - Public Service Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000intro rateRequirements
Product: Membership eligibility required, which requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Early withdrawal penalties apply.
Promotional rate · 3.25% interest rate · Effective Jun 8, 2026
Rate checked
More details - Community 1st Credit UnionCertificate AccountsCD · 60 months · $500 min · 3.20%–3.55% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated by daily balance method. Penalties may be imposed for early withdrawal.
3.16% interest rate · Effective Jul 22, 2024
Rate by balance
Rate by balance for Certificate Accounts Balance APY $500 and up 3.20% $7,501 and upYour amount 3.30% $15,001 and up 3.40% $50,001 and up 3.45% $250,001 and up 3.55% Rate checked
More details - 3.30%APY$1,763 over 60 months on $10,000
Requirements
Product: Rates are subject to change.
Offer: Rates are subject to change.
3.25% interest rate
Rate checked
More details - Kennett Trust BankCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees may reduce earnings.
Offer: Penalty for early withdrawal. Fees may reduce earnings.
3.25% interest rate · Effective Jul 17, 2026
Rate checked
More details - Kansas City Credit UnionShare Certificates of Deposit (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Certificate dividends are paid at maturity.
Offer: Certificate dividends are paid at maturity.
3.30% interest rate
Rate checked
More details - County Credit UnionCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000intro rateRequirements
Product: A minimum deposit may be required, and there may be penalties for early withdrawal.
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - McKesson & Healthcare Providers FCUTerm ShareCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Interest rates are set by the Board of Directors and are subject to change. Dividend frequency is Monthly.
Offer: Dividend Frequency: Monthly
3.25% interest rate · Effective Nov 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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