Credit union · NCUA insured
Insight Credit Union CD Rates
Insight Credit Union’s best CD rate is 3.80% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Insight Credit Union’s CD rates compare
Compared with banks and credit unions near Orlando, FL, where Insight Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Insight Credit Union
3.70%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $370
Regular Certificate
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
Insight Credit Union CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Insight Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Millionaire Certificate
Up to 3.80%APY · 7 terms
Early withdrawal penalty applies. Dividends paid at the end of each month. Fees may reduce earnings. Rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.55% | — |
| 6 months | 3.40% | — |
| 12 months | 3.80% | — |
| 24 months | 3.40% | — |
| 36 months | 3.50% | — |
| 48 months | 3.35% | — |
| 60 months | 3.40% | — |
Sources (1)
- insightcreditunion.com/bank/certificates · captured Sep 18, 2026
Jumbo Certificate
Up to 3.70%APY · 7 terms
Early withdrawal penalty applies. Dividends paid at the end of each month. Fees may reduce earnings. Rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.45% | — |
| 6 months | 3.30% | — |
| 12 months | 3.70% | — |
| 24 months | 3.30% | — |
| 36 months | 3.40% | — |
| 48 months | 3.25% | — |
| 60 months | 3.30% | — |
Sources (1)
- insightcreditunion.com/bank/certificates · captured Sep 18, 2026
Regular Certificate
Up to 3.70%APY · 7 terms
Early withdrawal penalty applies. Dividends paid at the end of each month. Fees may reduce earnings. Rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.45% | $61 |
| 6 months | 3.30% | $164 |
| 12 months | 3.70% | $370 |
| 24 months | 3.30% | $671 |
| 36 months | 3.40% | $1,055 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.30% | $1,763 |
Sources (2)
All captured Sep 18, 2026
Promotional Certificates
Up to 3.40%APY · 2 terms
Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsFor a limited time only | 3.40% | $254 |
| 18 monthsFor a limited time only | 3.30% | $499 |
Sources (1)
- insightcreditunion.com/why-ins…ns/certificate-promotion · captured Sep 18, 2026
Who can join Insight Credit Union
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