Bank · FDIC insured
Craft Bank CD Rates
Craft Bank’s best CD rate is 3.57% APY on a 2-year CD. Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Craft Bank’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Craft Bank has the most branches. $10,000, best rate first.
This bank’s best
Craft Bank
3.30%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $671
Certificates of Deposit
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Craft Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 9–15 months9–15 mo3.06%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Craft Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.30%APY · 5 terms
Penalty may be imposed for early withdrawal. Interest rates may change after account opening. Fees may reduce earnings on account.
| Term | APY · Up to $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.06% | 3.31% | 3.06%3.31% from $250k | $306 |
| 24 months | 3.30% | 3.57% | 3.30%3.57% from $250k | $671 |
| 36 months | 3.30% | 3.57% | 3.30%3.57% from $250k | $1,023 |
| 48 months | 3.30% | 3.57% | 3.30%3.57% from $250k | $1,387 |
| 60 months | 3.30% | 3.57% | 3.30%3.57% from $250k | $1,763 |
Sources (3)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.