Credit union · NCUA insured
Public Service Credit Union CD Rates
Public Service Credit Union’s best CD rate is 4.25% APY on a 14-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Public Service Credit Union’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Public Service Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Public Service Credit Union
4.25%APY
- Term
- 14 months
- Minimum
- $500
- Earns on $10,000
- $498
Share Certificate
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Public Service Credit Union CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.30%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Public Service Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 8 terms
Membership eligibility required, which requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 8 monthsOffer available from 06/08/2026 to 08/14/2026 | 4.00% | $265 |
| 12 months | 2.75% | $275 |
| 14 monthsOffer available starting July 20, 2026 through August 14, 2026 | 4.25% | $498 |
| 24 months | 3.00% | $609 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.30% | $1,763 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Minor Share Certificate
4.00%APY · 1 term
Available exclusively to credit union members under the age of 18 to open or renew. Maximum deposit of $10,000. Annual opportunity to add additional funds upon renewal. Membership eligibility required, which requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable exclusively to members under the age of 18 | 4.00% | $400 |
Who can join Public Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of WEC Energy Group, its subsidiaries and affiliates, residing in the State of Wisconsin are eligible for membership.
Family and household
- Immediate family members (including spouse, parents, siblings, children, stepparents, stepsiblings, stepchildren, grandparents, and grandchildren) of eligible employees may become members.
- Any other relative who resides in the same household as a credit union member qualifies for membership.
Cost to join
- A minimum deposit of $25.00 is required to open a Regular Shares savings account and establish membership.
Membership information collected October 5, 2026.