Bank · FDIC insured
Craft Bank
A $305.9M bank headquartered in Atlanta, GA, with 2 branches in Georgia. Best rates: CDs 3.57% and savings 0.50% APY.
Craft Bank Carrot Score
68
Carrot Score
Higher than 23% of U.S. banks and credit unions
#48 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Craft Bank
Craft Bank was started in October 2020 to serve manufacturers, distributors, professional firms, and builders with revenues up to $30 million.
Locally owned and operated with nearly 250 shareholders, the bank expanded in summer 2025 by opening Access Cobb on Marietta Square.
Craft Bank serves customers nationwide through digital platforms and remote bankers, ranking in the top 10% nationwide in SBA lending activity.
- Headquarters
- 1575 Northside Dr Nw, Atlanta, GA 30318
- FDIC certificate
- 59209 ↗
Branches
2 branches in Georgia
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Georgia
2 branches
- Craft BankMain office1575 Northside Dr Nw, Atlanta, GA 30318Directions
- Access Cobb Branch145 Church St Ne, Marietta, GA 30060Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.81% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $101 | $81 | — |
- CapitalLeverage ratio13.81%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$101Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Craft Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.