Bank · FDIC insured
Kennett Trust Bank CD Rates
Kennett Trust Bank’s best CD rate is 3.30% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Kennett Trust Bank’s CD rates compare
Compared with banks and credit unions near Kennett, MO, where Kennett Trust Bank has the most branches. $10,000, best rate first.
This bank’s best
Kennett Trust Bank
3.30%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,763
Certificates of Deposit (CDs)
Top rate
Unico Bank
4.23%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $459
Kennett Trust Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.09%
- 9–15 months9–15 mo3.07%
- 16–30 months16–30 mo3.21%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennett Trust Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.30%APY · 9 terms
Penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.00% | $74 |
| 6 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.09% | $153 |
| 12 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.07% | $307 |
| 18 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.21% | $485 |
| 24 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.14% | $638 |
| 30 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.20% | $819 |
| 36 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.25% | $1,007 |
| 48 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.29% | $1,382 |
| 60 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.30% | $1,763 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Traditional & Roth Retirement Accounts (IRAs)
Up to 3.30%APY · 9 terms
Traditional and Roth IRA options. Penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.00% | $74 |
| 6 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.09% | $153 |
| 12 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.07% | $307 |
| 18 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.16% | $478 |
| 24 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.14% | $638 |
| 30 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.20% | $819 |
| 36 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.25% | $1,007 |
| 48 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.29% | $1,382 |
| 60 monthsPenalty for early withdrawal. Fees may reduce earnings | 3.30% | $1,763 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.