Credit union · NCUA insured
Oklahoma's Credit Union
Top CarrotA $945.5M credit union headquartered in Oklahoma City, OK, with 57,921 members and 8 branches in Oklahoma. Best rates: CDs 4.30% and savings 0.15% APY.
Oklahoma's Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#9 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oklahoma's Credit Union
Oklahoma's Credit Union is a local financial cooperative serving members across Oklahoma with branches in Oklahoma City, South Oklahoma City, Edmond, Northwest Oklahoma City, Bixby, and Owasso.
- Headquarters
- 3001 N Lincoln Blvd, Oklahoma City, OK 73105
- NCUA charter
- 24953
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals qualify for membership if they live, work, worship, attend school in, or do business in an OKC metro or Tulsa metro qualifying area.
Employers and groups
- Employees of OKCU's partner organizations and employee partner groups qualify for membership.
Family and household
- Individuals qualify for membership if they are a spouse, domestic partner, child, sibling, parent, grandparent, or grandchild of someone who is eligible to be an OKCU member.
Other ways
- Residents of Oklahoma can qualify for membership by joining the Oklahoma Historical Society, with OKCU paying the one-time membership fee.
Branches
8 branches in Oklahoma
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Oklahoma
8 branches
Oklahoma City area · 5
- Quail Springs15100 N May Ave, Edmond, OK 73013Directions
- Capitol3001 N Lincoln Blvd, Oklahoma City, OK 73105Directions
- NW Expressway7230 NW Expressway, Oklahoma City, OK 73132Directions
- Odot200 NE 21st St, Oklahoma City, OK 73105Directions
- South OKC530 SW 119th St, Oklahoma City, OK 73170Directions
Tulsa area · 3
- Owasso9441 N Garnett Rd Ste 200, Owasso, OK 74055Directions
- Bixby10245 S 82nd East Ave, Tulsa, OK 74133Directions
- Tulsa - Downtown201 W 5th St Ste 320, Tulsa, OK 74103Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.63% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.25% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.93% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio12.63%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.25%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oklahoma's Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.