Credit union · NCUA insured
Massachusetts Family Credit Union CD Rates
Massachusetts Family Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Massachusetts Family Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Massachusetts Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Massachusetts Family Credit Union
4.07%APY
- Term
- 6 months
- Minimum
- $25
- Earns on $10,000
- $201
6 Month CD Special
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Massachusetts Family Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo3.81%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.30%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Massachusetts Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
6 Month CD Special
4.07%APY · 1 term
Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm: 6 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 4.07% | $201 |
Sources (1)
- massfamilycu.com/deposits/rates · captured Sep 18, 2026
Term Certificate
Up to 3.81%APY · 5 terms
Minimum balance of $25.00 required to open and maintain account. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm: 12 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 3.81% | $381 |
| 24 monthsTerm: 24 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 3.05% | $619 |
| 36 monthsTerm: 36 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 3.05% | $943 |
| 48 monthsTerm: 48 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 3.05% | $1,277 |
| 60 monthsTerm: 60 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal | 3.30% | $1,763 |
Sources (1)
- massfamilycu.com/deposits/rates · captured Sep 18, 2026
Who can join Massachusetts Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.