Credit union · NCUA insured
Massachusetts Family Credit Union
A $29.2M credit union headquartered in Lynn, MA, with 1,389 members and 2 branches in Massachusetts. Best rates: CDs 4.07% and savings 0.15% APY.
Massachusetts Family Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#98 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Massachusetts Family Credit Union
- Headquarters
- 51 Willow St, Lynn, MA 01901
- NCUA charter
- 24924
Branches
2 branches in Massachusetts
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Massachusetts
2 branches
- Mass Family CUMain office51 Willow St, Lynn, MA 01901Directions
- Branch Office139 Lynnfield St, Peabody, MA 01960Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $105 | $59 | — |
- CapitalNet worth ratio16.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$105Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Massachusetts Family Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.