Credit union · NCUA insured
Public Service Credit Union
A $13.2M credit union headquartered in Wausau, WI, with 988 members and 1 branch in Wisconsin. Best rates: CDs 4.25% and savings 1.00% APY.
Public Service Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#10 of 23 in Wausau, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Public Service Credit Union
Chartered in 1935, Public Service Credit Union is a member-owned cooperative financial institution headquartered in Wausau, Wisconsin.
The credit union was established by and for employees of Wisconsin Public Service to provide affordable savings and loan products to employees and their immediate families.
- Headquarters
- 1700 Sherman St, Wausau, WI 54401-5763
- NCUA charter
- 66461
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of WEC Energy Group, its subsidiaries and affiliates, residing in the State of Wisconsin are eligible for membership.
Family and household
- Immediate family members (including spouse, parents, siblings, children, stepparents, stepsiblings, stepchildren, grandparents, and grandchildren) of eligible employees may become members.
- Any other relative who resides in the same household as a credit union member qualifies for membership.
Cost to join
- A minimum deposit of $25.00 is required to open a Regular Shares savings account and establish membership.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Main-Public ServiceMain office1700 Sherman St, Wausau, WI 54401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.42% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $102 | $59 | — |
- CapitalNet worth ratio19.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.42%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$102Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Public Service Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.