Credit union · NCUA insured
County Credit Union CD Rates
Top CarrotCounty Credit Union’s best CD rate is 4.29% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How County Credit Union’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County Credit Union
4.29%APY
- Term
- 15 months
- Minimum
- $5,000
- Earns on $10,000
- $539
Certificates of Deposit
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
County Credit Union CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.05%
- 9–15 months9–15 mo4.29%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.30%
- QualifiedQualified4.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.29%APY · 9 terms
A minimum deposit may be required, and there may be penalties for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 3.05% | $151 |
| 12 months | 3.56% | $356 |
| 15 months15 month special | 4.29% | $539 |
| 18 months | 3.05% | $461 |
| 24 months | 3.25% | $661 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.30% | $1,763 |
Sources (2)
All captured Sep 17, 2026
Who can join County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in ZIP codes 63105 (Clayton, Missouri) or 63124 (Ladue, Missouri).
Employers and groups
- Employees and registered members of Christ the King, Holy Spirit, St. Ann, and St. Ferdinand parishes are eligible for membership.
Military, government and schools
- Current or retired employees of St. Louis County, City of Jennings, City of Olivette, and various organizations across the St. Louis area are eligible for membership.
Membership information collected October 4, 2026.