Credit union · NCUA insured
RiverFall Credit Union CD Rates
RiverFall Credit Union’s best CD rate is 3.76% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How RiverFall Credit Union’s CD rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where RiverFall Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
RiverFall Credit Union
3.76%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $186
Share Certificates
Top rate
Local Bank
4.40%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $478
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
RiverFall Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.76%
- 9–15 months9–15 mo3.71%
- 16–30 months16–30 mo3.66%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RiverFall Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.76%APY · 7 terms
No setup or maintenance fees. Early withdrawal penalty applies: 90 days dividends for 6- and 12-month terms, 180 days dividends for 18-month terms and above. Dividends computed on average daily balances of $500 or more.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited time offer | 3.76% | $186 |
| 12 monthsLimited time offer | 3.71% | $371 |
| 18 monthsLimited time offer | 3.66% | $554 |
| 24 monthsLimited time offer | 3.51% | $714 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.30% | $1,763 |
Sources (3)
- riverfallcu.com/accounts/personal-savings
- riverfallcu.com/accounts/perso…/share-certificates.html
- riverfallcu.com/services-tools/tools/rates.html
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.76%APY · 7 terms
No setup or maintenance fees. Dividends on certificates are computed on average daily balances of $500 or more. Penalty for early withdrawal applies. Traditional and Roth IRA options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited time offer | 3.76% | $186 |
| 12 monthsLimited time offer | 3.71% | $371 |
| 18 monthsLimited time offer | 3.66% | $554 |
| 24 monthsLimited time offer | 3.51% | $714 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.30% | $1,763 |
Sources (2)
- riverfallcu.com/accounts/perso…ement-accounts-iras.html
- riverfallcu.com/services-tools/tools/rates.html
All captured Sep 19, 2026
Who can join RiverFall Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Bibb, Fayette, Greene, Hale, Pickens, or Tuscaloosa counties.
Cost to join
- A $5 minimum deposit and minimum balance in a savings account is required for membership.
Membership information collected October 4, 2026.