Credit union · NCUA insured
Kansas City Credit Union CD Rates
Kansas City Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Kansas City Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Kansas City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kansas City Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Share Certificates of Deposit (CDs)
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Kansas City Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.40%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kansas City Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit (CDs)
Up to 4.00%APY · 5 terms
Certificate dividends are paid at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCertificate dividends are paid at maturity | 4.00% | $400 |
| 24 monthsCertificate dividends are paid at maturity | 3.45% | $702 |
| 36 monthsCertificate dividends are paid at maturity | 3.40% | $1,055 |
| 48 monthsCertificate dividends are paid at maturity | 3.35% | $1,409 |
| 60 monthsCertificate dividends are paid at maturity | 3.30% | $1,763 |
Sources (1)
- kansascitycreditunion.com/savings-rates · captured Sep 17, 2026
Who can join Kansas City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Jackson, Cass, or Clay County, Missouri are eligible for membership.
Employers and groups
- Employees of A.B. May Heating & AC are eligible for membership.
- Employees of KCATA (The Metro) are eligible for membership.
- Employees of Prier Products Inc. are eligible for membership.
- Employees of University Health are eligible for membership.
Military, government and schools
- Employees of The City of Kansas City, Missouri are eligible for membership.
1 more way to join
Family and household
- Family members of eligible qualifying members are eligible for membership.
Cost to join
- Members must open a My KC Savings Account with a minimum refundable deposit of $25.
Membership information collected October 4, 2026.