Credit union · NCUA insured
Kansas City Credit Union
A $47.7M credit union headquartered in Kansas City, MO, with 5,051 members and 3 branches in Missouri. Best rates: CDs 4.00% and savings 1.00% APY.
Kansas City Credit Union Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#33 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kansas City Credit Union
Founded in 1940 to serve employees of the City of Kansas City, Missouri, Kansas City Credit Union is a member-owned financial cooperative.
Headquartered in Kansas City, Missouri, the credit union serves residents and members across Jackson, Cass, and Clay counties in Missouri.
- Headquarters
- 5110 Ararat Dr, Kansas City, MO 64129-1917
- NCUA charter
- 63388
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Jackson, Cass, or Clay County, Missouri are eligible for membership.
Employers and groups
- Employees of A.B. May Heating & AC are eligible for membership.
- Employees of KCATA (The Metro) are eligible for membership.
- Employees of Prier Products Inc. are eligible for membership.
- Employees of University Health are eligible for membership.
Military, government and schools
- Employees of The City of Kansas City, Missouri are eligible for membership.
1 more way to join
Family and household
- Family members of eligible qualifying members are eligible for membership.
Cost to join
- Members must open a My KC Savings Account with a minimum refundable deposit of $25.
Branches
3 branches in Missouri
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Missouri
3 branches
- MainMain office5110 Ararat Dr, Kansas City, MO 64129Directions
- North Oak7245 N Oak Trfy, Gladstone, MO 64118Directions
- City Hall414 E 12th St Fl 1, Kansas City, MO 64106Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.53% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio8.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.53%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kansas City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.