Best CD rates and certificates

Requirements

Product: Minimum opening deposit is $1,000. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually.

Offer: 90 Day term. Penalty may be imposed for early withdrawal.

Requirements

Product: Must be a United States citizen or Permanent Resident with a valid Social Security Number. Accounts are opened and managed online. Trust accounts are not offered.

Requirements

Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Penalty may be imposed for early withdrawal.

Requirements

Product: Fixed interest rate until maturity. Non-promotional CDs require a $1,000 minimum balance to open. Penalty may be imposed for early withdrawal. Fees could reduce earnings.

Offer: Promotional rate for Deluxe & Private Banking Customers. Funds must originate from another financial institution. Online CDs available up to $50,000.

Requirements

Product: All certificates can be added onto, $200 minimum add on. Penalty for early withdrawal may apply. Fees may reduce earnings.

Offer: 90 days term. All certificates can be added onto, $200 minimum add on.

Requirements

Product: Share Savings with a minimum balance and membership eligibility is required. Early withdrawals are subject to penalty. No setup or monthly maintenance fees.

Offer: Penalty may be imposed for withdrawals prior to maturity.

Requirements

Product: Early withdrawal penalty may apply. $1,000 minimum balance to open.

Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.

Requirements

Product: Advertised rates apply only in the state of Florida for domestic accounts. CD must be opened with new funds deposited into Amerant Bank. For accounts opened at a Banking Center location: minimum balance to open and obtain APY is $10,000 up to a maximum of $500,000. For accounts opened online: minimum balance to open and obtain APY is $500 up to a maximum of $250,000. Individual customers must be U.S. citizens or resident aliens with a valid U.S. Taxpayer Identification Number. No monthly service fee. Early withdrawal penalties apply.

Offer: Advertised rate applies in Florida for domestic personal accounts. Minimum opening balance is $500 online (max $250,000) or $10,000 at a branch (max $500,000) with new funds.

Requirements

Product: Early withdrawal penalties apply if surrendered prior to term maturity. Minimum amount to earn APY is $1,000. Federally insured up to $250,000 by NCUA.

Offer: Minimum amount to earn is $1,000 unless otherwise stated. Early withdrawal penalties apply if surrendered prior to term maturity.

Requirements

Product: CRCU membership required. Penalty for early withdrawal. Fees may reduce earnings. Jumbo rates are no longer offered. You may add on to your certificate at any time during the term not to exceed $10,000.00 (does not apply to IRA and HSA Certificates). Non-transferable and non-negotiable.

Requirements

Product: HBCU may match the current Share Certificate (CD) rate and term offered by another financial institutions when verified and when you maintain an active share draft checking account with a minimum of 3 transactions and direct deposit of NetPay, PERS or Social Security.

Requirements

Product: Early withdrawals from Term / Certificate Accounts may result in substantial penalties.

Offer: Fixed rate type. Minimum to earn dividends is $1,000.00. Early withdrawal penalty applies.

Requirements

Product: Minimum investment is $500. Rates available for Regular, TruBenefits, and TruAdvantage membership tiers. Early withdrawal penalty applies.

Offer: Regular APY membership tier

Requirements

Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.

Offer: Everyday APY.