Credit union · NCUA insured
Huntington Beach Credit Union
A $55.8M credit union headquartered in Huntington Beach, CA, with 1,954 members and 1 branch in California. Best rates: savings 1.35% APY.
Huntington Beach Credit Union Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#84 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Huntington Beach Credit Union
- Headquarters
- 2000 Main St # B272, Huntington Beach, CA 92648-2702
- NCUA charter
- 60967
Branches
1 branch in California
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California
1 branch
- HbcuMain office2000 Main St # B272, Huntington Beach, CA 92648Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.38% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $36 | $59 | — |
- CapitalNet worth ratio13.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.38%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$36Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Huntington Beach Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.