Bank · FDIC insured
Taylor Bank
A $1B bank headquartered in Berlin, MD, with 12 branches in 3 states. Best rates: CDs 3.25% and savings 1.00% APY.
Taylor Bank Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#6 of 9 in Ocean Pines, MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Taylor Bank
Taylor Bank has called the Eastern Shore home since 1890.
- Headquarters
- 24 N Main St, Berlin, MD 21811
- FDIC certificate
- 5874 ↗
Branches
12 branches in 3 states
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Maryland
8 branches
- Calvin B. Taylor Banking Company of Berlin, MarylandMain office24 N Main St, Berlin, MD 21811Directions
- Ocean Landing Branch Office11359 Samuel Bowen Blvd, Berlin, MD 21811Directions
- Ocean Pines Branch11103 Cathell Rd, Berlin, MD 21811Directions
- North Ocean City-Fenwick Branch14200 Coastal Hwy, Ocean City, MD 21842Directions
- Ocean City Branch100 20th St, Ocean City, MD 21842Directions
- West Ocean City Branch9923 Golf Course Rd, Ocean City, MD 21842Directions
- Pocomoke City Branch2140 Old Snow Hill Rd, Pocomoke City, MD 21851Directions
- Snow Hill Branch108 W Market St, Snow Hill, MD 21863Directions
Virginia
3 branches
Cape Charles area · 1
- Cape Charles Branch645 Mason Ave, Cape Charles, VA 23310Directions
Chincoteague area · 1
- Chinocoteague Branch Office4116 Main St, Chincoteague, VA 23336Directions
Onley area · 1
- Onley Virginia Branch Office25090 Shore Pkwy, Onley, VA 23418Directions
Delaware
1 branch
- Ocean View Delaware Branch50 Atlantic Ave, Ocean View, DE 19970Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.65% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.83% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalLeverage ratio13.65%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Taylor Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.