Bank · FDIC insured
Centreville Bank CD Rates
Centreville Bank’s best CD rate is 0.49% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Centreville Bank’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Centreville Bank has the most branches. $10,000, best rate first.
This bank’s best
Centreville Bank
4.25%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $246
7-Month CD Special (New Money)
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,494
Centreville Bank CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Centreville Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
15-Month CD Special ($10,000 New Money)
Up to 4.25%APY · 1 term
$10,000 in New Money required to open the account (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 4.25% | $534 |
| 15 monthsRegular APY | 4.00% | $502 |
Sources (3)
All captured Oct 15, 2026
7-Month CD Special (New Money)
Up to 4.25%APY · 1 term
All funds deposited must be New Money (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 4.25% | $246 |
| 7 monthsRegular APY | 4.00% | $231 |
Sources (3)
All captured Oct 15, 2026
Certificates of Deposit (CD)
Up to 3.00%APY · 9 terms
Early withdrawal penalty may apply. $1,000 minimum balance to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 3.00% | $74 |
| 3 monthsRegular APY | 2.75% | $68 |
| 6 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $137 |
| 6 monthsRegular APY | 2.50% | $124 |
| 9 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $206 |
| 9 monthsRegular APY | 2.50% | $187 |
| 12 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $275 |
| 12 monthsRegular APY | 2.50% | $250 |
| 18 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $377 |
| 18 monthsRegular APY | 2.25% | $339 |
| 24 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $558 |
| 24 monthsRegular APY | 2.50% | $506 |
| 36 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $769 |
| 36 monthsRegular APY | 2.25% | $690 |
| 48 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $1,038 |
| 48 monthsRegular APY | 2.25% | $931 |
| 60 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $1,314 |
| 60 monthsRegular APY | 2.25% | $1,177 |
Sources (2)
All captured Oct 15, 2026
5-Year Burial Certificate
0.49%APY · 1 term
Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 0.49% | $247 |
Sources (1)
- centrevillebank.com/personal-deposit-rates · captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 2.75%APY · 6 terms
Minimum balance to open is $500.00. Minimum balance to earn APY is $0.01. Early withdrawal/IRS penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $275 |
| 12 monthsRegular APY | 2.50% | $250 |
| 18 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $377 |
| 18 monthsRegular APY | 2.25% | $339 |
| 24 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.75% | $558 |
| 24 monthsRegular APY | 2.50% | $506 |
| 36 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $769 |
| 36 monthsRegular APY | 2.25% | $690 |
| 48 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $1,038 |
| 48 monthsRegular APY | 2.25% | $931 |
| 60 monthsPremium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account | 2.50% | $1,314 |
| 60 monthsRegular APY | 2.25% | $1,177 |
Sources (1)
- centrevillebank.com/personal-deposit-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.