Bank · FDIC insured
The Bank of Commerce
A $2.3B bank headquartered in Ammon, ID, with 17 branches in 2 states. Best rates: CDs 4.30% and savings 1.06% APY.
The Bank of Commerce Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#6 of 16 in Idaho Falls, ID metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Bank of Commerce
The Bank of Commerce serves Idaho Falls, Pocatello, Rexburg, and nearby communities, operating across Idaho with an additional branch in Montana.
- Headquarters
- 3113 S 25th E, Ammon, ID 83406
- FDIC certificate
- 18059 ↗
Branches
17 branches in 2 states
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Idaho
16 branches
Idaho Falls area · 8
- The Bank of CommerceMain office3113 S 25th E, Ammon, ID 83406Directions
- Downtown Branch375 Yellowstone Ave, Idaho Falls, ID 83402Directions
- Idaho Falls - Eastside Branch1770 E 17th St, Idaho Falls, ID 83404Directions
- Idaho Falls - Northgate Branch1455 Northgate Mile, Idaho Falls, ID 83401Directions
- Idaho Falls - Westside Branch1730 W Broadway St, Idaho Falls, ID 83402Directions
- Rigby Branch463 Rigby Lake Dr, Rigby, ID 83442Directions
- Ririe Branch386 Main St, Ririe, ID 83443Directions
- Mud Lake Branch1098 E 1500 N, Terreton, ID 83450Directions
Blackfoot area · 2
- Blackfoot Branch624 Jensen Grove Drive, Blackfoot, Idaho, Blackfoot, ID 83221Directions
- Shelley Branch290 S State St, Shelley, ID 83274Directions
Rexburg area · 2
- Rexburg Branch184 E 2nd N, Rexburg, ID 83440Directions
- Rexburg South Branch859 S Yellowstone Hwy, Rexburg, ID 83440Directions
American Falls area · 1
- American Falls Branch590 Tyhee Ave, American Falls, ID 83211Directions
Burley area · 1
- Burley Branch800 N Overland Ave, Burley, ID 83318Directions
Jackson area · 1
- Driggs Branch65 E Wallace Ave, Driggs, ID 83422Directions
Pocatello area · 1
- Pocatello Branch241 W Quinn Rd, Pocatello, ID 83201Directions
Montana
1 branch
- Dillon - Montana Branch110 S Idaho St, Dillon, MT 59725Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.69% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.35% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.13% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalLeverage ratio15.69%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.13%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Bank of Commerce are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.