Credit union · NCUA insured
Star of Texas Credit Union
A $68.3M credit union headquartered in Austin, TX, with 2,903 members and 1 branch in Texas. Best rates: CDs 4.05% and savings 1.25% APY.
Star of Texas Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#17 of 51 in Austin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Star of Texas Credit Union
Headquartered in Austin, Texas, Star of Texas Credit Union is a member-owned financial institution operating since 1952.
It is a certified Community Development Financial Institution (CDFI) and serves as Austin's primary Hispanic-serving financial institution.
- Headquarters
- 114 E huntland dr, Austin, TX 78752
- NCUA charter
- 67512
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Travis County are eligible for membership.
Military, government and schools
- Employees of the Texas Workforce Commission are eligible for membership.
Family and household
- Individuals who have a family member with an account at Star of Texas Credit Union are eligible for membership.
Cost to join
- Membership requires opening a Savings Account with a minimum balance of $10.
Branches
1 branch in Texas
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Texas
1 branch
- Star of texas Credit UnionMain office114 E huntland dr, Austin, TX 78752Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 22.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.79% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 4.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $99 | $59 | — |
- CapitalNet worth ratio22.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.79%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets4.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$99Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Star of Texas Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.