Bank · FDIC insured
Merrimack County Savings Bank CD Rates
Merrimack County Savings Bank’s best CD rate is 4.00% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Merrimack County Savings Bank’s CD rates compare
Compared with banks and credit unions near Concord, NH, where Merrimack County Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Merrimack County Savings Bank
4.00%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $502
Certificates of Deposit \u2013 Fixed Rate
Top rate
Walden Mutual
4.75%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $973
2nd-highest rate
St. Mary's Bank
4.35%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $660
Merrimack County Savings Bank CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Merrimack County Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit \u2013 Fixed Rate
Up to 4.00%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.00% | $74 |
| 6 monthsAdd-On CD | 3.65% | $181 |
| 9 months | 3.40% | $254 |
| 12 months | 3.75% | $375 |
| 15 months | 4.00% | $502 |
| 18 months | 3.85% | $583 |
| 24 months | 2.50% | $506 |
| 36 months | 1.25% | $380 |
| 48 months | 0.50% | $202 |
| 60 monthsBump-Up CD | 0.50% | $253 |
Sources (2)
- themerrimack.com/personal/savings-money-market-cds-iras
- themerrimack.com/personal/checking/deposit-rates
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.00%APY · 10 terms
Available as Roth and Traditional IRAs
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.00% | $74 |
| 6 monthsAdd-On CD | 3.65% | $181 |
| 9 months | 3.40% | $254 |
| 12 months | 3.75% | $375 |
| 15 months | 4.00% | $502 |
| 18 months | 3.85% | $583 |
| 24 months | 2.50% | $506 |
| 36 months | 1.25% | $380 |
| 48 months | 0.50% | $202 |
| 60 monthsBump-Up CD | 0.50% | $253 |
Sources (2)
- themerrimack.com/personal/savings-money-market-cds-iras
- themerrimack.com/personal/checking/deposit-rates
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.