Credit union · NCUA insured
California Community Credit Union
Top CarrotA $79.9M credit union headquartered in Sacramento, CA, with 4,112 members and 3 branches in California. Best rates: CDs 4.00% and savings 0.05% APY.
California Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#7 of 35 in Sacramento, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About California Community Credit Union
- Headquarters
- 8815 Folsom Blvd, Sacramento, CA 95826
- NCUA charter
- 68321
Branches
3 branches in California
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California
3 branches
- MainMain office8815 Folsom Blvd, Sacramento, CA 95826Directions
- Elk Grove9257 Laguna Springs Dr Ste 160, Elk Grove, CA 95758Directions
- Sunrise/Roseville130 Sunrise Ave, Roseville, CA 95661Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.20% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio12.20%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of California Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.