Bank · FDIC insured
Merrimack County Savings Bank
A $1.4B bank headquartered in Concord, NH, with 9 branches in New Hampshire. Best rates: CDs 4.00% and savings 0.15% APY.
Merrimack County Savings Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#11 of 16 in Concord, NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Merrimack County Savings Bank
Merrimack County Savings Bank is based in Concord, New Hampshire, operating across nine locations.
- Headquarters
- 89 N Main St, Concord, NH 03301
- FDIC certificate
- 17960 ↗
Branches
9 branches in New Hampshire
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New Hampshire
9 branches
Concord area · 7
- Merrimack County Savings BankMain office89 N Main St, Concord, NH 03301Directions
- Bow Branch503 South St, Bow, NH 03304Directions
- Integra Drive Branch1 Integra Dr, Concord, NH 03301Directions
- North State Street Branch167 N State St, Concord, NH 03301Directions
- Contoocook Branch35 Kearsarge Ave, Contoocook, NH 03229Directions
- Henniker Branch262 Maple Street, Henniker, NH 03242Directions
- Londonderry Turnpike Road Hooksett Branch360 Londonderry Tpke, Hooksett, NH 03106Directions
Manchester area · 1
- Nashua Branch101 Broad St, Nashua, NH 03064Directions
Boston area · 1
- Windham Branch1b Wall Street, Unit 106, Windham, NH 03087Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.64% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.47% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $102 | $88 | — |
- CapitalLeverage ratio9.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.64%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.47%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$102Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Merrimack County Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.