Bank · FDIC insured
ANB Bank CD Rates
ANB Bank’s best CD rate is 3.90% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How ANB Bank’s CD rates compare
Compared with banks and credit unions near Denver, CO, where ANB Bank has the most branches. $10,000, best rate first.
This bank’s best
ANB Bank
3.90%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,108
Certificates of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
ANB Bank CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.10%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.90%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ANB Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.90%APY · 7 terms
Minimum opening deposit is $1,000. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Day term. Penalty may be imposed for early withdrawal | 3.00% | $74 |
| 6 months180 Day term. Penalty may be imposed for early withdrawal | 3.10% | $154 |
| 12 months12 Month term. Penalty may be imposed for early withdrawal | 3.50% | $350 |
| 24 months24 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.60% | $733 |
| 36 months36 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.70% | $1,152 |
| 48 months48 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.80% | $1,609 |
| 60 months60 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.90% | $2,108 |
Sources (3)
- anbbank.com/deposit-rates
- anbbank.com/12-month-cd
- anbbank.com/personal-savings/certificates-of-deposit
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.90%APY · 7 terms
Minimum opening deposit is $1,000 for IRA CDs. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Day term. Penalty may be imposed for early withdrawal | 3.00% | $74 |
| 6 months180 Day term. Penalty may be imposed for early withdrawal | 3.10% | $154 |
| 12 months12 Month term. Penalty may be imposed for early withdrawal | 3.50% | $350 |
| 24 months24 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.60% | $733 |
| 36 months36 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.70% | $1,152 |
| 48 months48 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.80% | $1,609 |
| 60 months60 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually | 3.90% | $2,108 |
Sources (1)
- anbbank.com/deposit-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.