Bank · FDIC insured
Centreville Bank
A $3.2B bank, the 405th largest of 4,207, headquartered in West Warwick, RI, with 23 branches in 2 states. Best rates: CDs 0.49% and savings 2.00% APY.
Centreville Bank Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#11 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Centreville Bank
Founded in 1828 in West Warwick, Rhode Island, Centreville Bank operates as a Mutual Holding Company with its headquarters located in West Warwick.
Formed through the 1993 merger of Centreville National Bank and Centreville Savings Bank, the institution later expanded by acquiring Connecticut-based Putnam Bank.
The bank operates 26 locations across Rhode Island and Connecticut and specializes as an SBA 504 third-party lender.
- Headquarters
- 1218 Main St, West Warwick, RI 02893
- FDIC certificate
- 17764 ↗
Branches
23 branches in 2 states
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Rhode Island
16 branches
- Centreville BankMain office1218 Main St, West Warwick, RI 02893Directions
- Coventry Branch777 Tiogue Ave, Coventry, RI 02816Directions
- Cranston Branch193 Comstock Pkwy, Cranston, RI 02921Directions
- Rolfe Square Branch56 Rolfe Sq, Cranston, RI 02910Directions
- East Greenwich Branch495 Main St, East Greenwich, RI 02818Directions
- Middletown Branch160 E Main Rd, Middletown, RI 02842Directions
- Narragansett Branch1115 Boston Neck Rd, Narragansett, RI 02882Directions
- Newport - Wellington Plaza Branch580 Thames Street, Newport, RI 02840Directions
- North Kingstown Branch234 W Main St, North Kingstown, RI 02852Directions
- Pawtucket Branch175 Main Street, Unit #171, Pawtucket, RI 02860Directions
- Providence Downtown Branch142 Westminster St, Providence, RI 02903Directions
- Olneyville Branch1836 Westminster St, Providence, RI 02909Directions
- Smithfield Branch473 Putnam Pike, Smithfield, RI 02828Directions
- Warren Branch521 Main St, Warren, RI 02885Directions
- Warwick Branch578 Greenwich Ave, Warwick, RI 02886Directions
- West Greenwich Branch834 Victory Hwy, West Greenwich, RI 02817Directions
Connecticut
7 branches
Putnam area · 4
- Danielson Branch125 Wauregan Rd, Danielson, CT 06239Directions
- Plainfield Branch11 Pratt Rd, Plainfield, CT 06374Directions
- Pomfret Branch100 Averill Rd, Pomfret Center, CT 06259Directions
- Putnam Branch40 Main St, Putnam, CT 06260Directions
Norwich area · 3
- Branch 222 Chapman Ln, Gales Ferry, CT 06335Directions
- Griswold Branch461 Voluntown Rd, Griswold, CT 06351Directions
- Norwich Branch40 High St, Norwich, CT 06360Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.35% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.80% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $105 | $88 | — |
- CapitalLeverage ratio13.35%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.80%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$105Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Centreville Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.