Credit union · NCUA insured
WestStar Credit Union CD Rates
WestStar Credit Union’s best CD rate is 4.55% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How WestStar Credit Union’s CD rates compare
Compared with banks and credit unions near Las Vegas, NV, where WestStar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WestStar Credit Union
4.55%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,492
Term Certificates
Top rate
Toyota Financial Savings Bank
5.25%APY
- Term
- 60 months
- Minimum
- $1
- Earns on $10,000
- $2,915
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
WestStar Credit Union CD score
98
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.55%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WestStar Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
Up to 4.55%APY · 10 terms
Share Savings with a minimum balance and membership eligibility is required. Early withdrawals are subject to penalty. No setup or monthly maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for withdrawals prior to maturity | 3.00% | $74 |
| 5 monthsFor a limited time. Fixed APY in effect until maturity. At maturity, auto renews to a 3-month Term at the current rate. Penalty for early withdrawal. Offer can end at any time | 4.25% | $175 |
| 6 monthsPenalty may be imposed for withdrawals prior to maturity | 3.15% | $156 |
| 12 monthsPenalty may be imposed for withdrawals prior to maturity | 3.30% | $330 |
| 15 monthsFor a limited time. Fixed APY in effect until maturity. At maturity, auto renews to a 12-month Term at the current rate. Penalty for early withdrawal. Offer can end at any time | 4.40% | $553 |
| 18 monthsPenalty may be imposed for withdrawals prior to maturity | 3.95% | $598 |
| 24 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $868 |
| 36 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $1,330 |
| 48 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $1,811 |
| 60 monthsPenalty may be imposed for withdrawals prior to maturity | 4.55% | $2,492 |
Sources (3)
- weststar.org/accounts/investment-accounts
- weststar.org/accounts/investme…s/term-certificates.html
- weststar.org/services/tools/rates.html
All captured Oct 15, 2026
Special-purpose accounts
IRA Term Certificates
Up to 4.55%APY · 10 terms
Traditional, Roth, and Coverdell ESA options available. Funds can be used to purchase term certificates within IRA. Share Savings with minimum balance and membership eligibility required. Early withdrawals subject to penalty. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for withdrawals prior to maturity | 3.00% | $74 |
| 5 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $175 |
| 6 monthsPenalty may be imposed for withdrawals prior to maturity | 3.15% | $156 |
| 12 monthsPenalty may be imposed for withdrawals prior to maturity | 3.30% | $330 |
| 15 monthsPenalty may be imposed for withdrawals prior to maturity | 4.40% | $553 |
| 18 monthsPenalty may be imposed for withdrawals prior to maturity | 3.95% | $598 |
| 24 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $868 |
| 36 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $1,330 |
| 48 monthsPenalty may be imposed for withdrawals prior to maturity | 4.25% | $1,811 |
| 60 monthsPenalty may be imposed for withdrawals prior to maturity | 4.55% | $2,492 |
Who can join WestStar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of any company licensed for Gaming by the State of Nevada who are Nevada residents are eligible to join.
- Employees of various select employer groups (SEGs) from the original charter who are Nevada residents are eligible to join.
Family and household
- Persons related to or living in the same household as anyone who qualifies for membership are eligible to join, provided they are a Nevada resident.
Cost to join
- A $5 share deposit is required at account opening to maintain the account and secure a share in WestStar Credit Union.
Membership information collected October 4, 2026.