Bank · FDIC insured
Taylor Bank CD Rates
Taylor Bank’s best CD rate is 3.25% APY on a 6-month CD. Terms run from 3 months to 2 years. Rates checked October 22, 2026.
How Taylor Bank’s CD rates compare
Compared with banks and credit unions near Ocean Pines, MD, where Taylor Bank has the most branches. $10,000, best rate first.
This bank’s best
Taylor Bank
3.25%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $161
Certificate of Deposit
Top rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
Taylor Bank CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo2.75%
- 16–30 months16–30 mo2.73%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Taylor Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.25%APY · 5 terms
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for early withdrawal | 3.00% | $74 |
| 6 monthsPenalty may be imposed for early withdrawal | 3.25% | $161 |
| 12 monthsPenalty may be imposed for early withdrawal | 2.75% | $275 |
| 18 monthsPenalty may be imposed for early withdrawal | 2.73% | $412 |
| 24 monthsPenalty may be imposed for early withdrawal | 2.68% | $543 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.25%APY · 4 terms
A penalty may be imposed for early withdrawal. Available for Traditional and Roth IRAs. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty may be imposed for early withdrawal | 3.25% | $161 |
| 12 monthsPenalty may be imposed for early withdrawal | 3.00% | $300 |
| 18 monthsPenalty may be imposed for early withdrawal | 2.89% | $437 |
| 24 monthsPenalty may be imposed for early withdrawal | 2.84% | $576 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.