Best CD rates in Illinois

Requirements

Product: Loyalty rates for customers who currently have a mortgage loan, checking or MMDA relationship, or who hold more than $500,000 on deposit. A penalty may be imposed for early withdrawal. Rates subject to change without notice.

Offer: Loyalty CD Special; min. balance to earn APY $1,000.00. Loyalty eligibility: mortgage, checking or MMDA relationship, or more than $500,000 on deposit.

Requirements

Product: Dividends compound monthly. Penalty may apply for early withdrawal. Minimum opening balance is $1,000.00.

Offer: 13 Month Special

Requirements

Product: Interest on 91-Day Certificate compounded at maturity and credited to account. All other Certificate interest compounded quarterly and credited on the last day of each quarter. Renew automatically at maturity with a 10-day grace period. Early withdrawal penalty applies.

Offer: 15 Month CD. Interest compounded quarterly and credited on the last day of each quarter.

Requirements

Product: Fixed rate for the term. Penalty for early withdrawal.

Offer: 24 Month CD. Compounded daily. Fixed rate for the term (T). Penalty for early withdrawal (P).

Requirements

Product: Membership required. Account qualifications apply. Early withdrawal penalty applies. Maximum amount for the Share Certificate Special per member is $100,000. 91-Day, 12-Month Jumbo, and 13-Month Special Certificates are not available as an IRA certificate.

Offer: 13-Month Special. Dividend paid quarterly. Maximum amount per member is $100,000. Not available as an IRA certificate.

Requirements

Offer: Special term

Requirements

Product: Minimum $500 deposit Short and long-term maturities that range from 3 months to 5 years Competitive fixed interest rates Interest paid quarterly Early withdrawals subject to penalty CD automatic renews at maturity with the new interest rate and same maturity term so you may continue to earn a higher rate of return FDIC insured

Requirements

Product: Automatically renewable time account. Interest compounded monthly, deposited to another account, or payable by check. No deposits can be made before maturity. Interest penalty and bank service charge for early withdrawals.

Offer: 13 Month CD Special. A penalty may be imposed for early withdrawal.

Requirements

Product: Penalty may be imposed for early withdrawal. $1,000 minimum opening balance and $1,000 minimum daily balance to obtain the disclosed annual percentage yield.

Offer: 18 Month CD

Requirements

Product: Interest rate is fixed for the selected term. Interest may be credited to the CD, another deposit account, or paid by check. Substantial penalty for early withdrawal; penalty applies only to the portion of principal withdrawn. 10 calendar-day grace period after maturity to withdraw without penalty; otherwise the CD automatically renews. Redeeming during the grace period pays no interest from maturity to redemption.

Offer: 182 Day term. Minimum balance $2,500 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 14, 2026 to October 19, 2026.

Requirements

Product: Penalties for early withdrawal may apply. Liberty Bank reserves the right to limit the availability of CD investments to local individuals.

Offer: Special CD available for a limited time only.

Requirements

Product: Fixed rates for the initial term. APY based on interest compounded semiannually. Interest may be paid monthly or quarterly for some certificates, added to the deposit, paid by check, or deposited into another account. Substantial penalty for early withdrawal. Automatically renewable. Balances insured up to $250,000 by the FDIC. A premium is offered on balances of $100,000 or more.

Offer: 12 Month CD term. Fixed rate for initial term; interest compounded semiannually.