Compare Bank & Credit Union Rates
Best CD rates in Edwardsville, IL
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Edwardsville, IL
- 4.58%APY$1,395 over 35 months on $10,000intro rate
Requirements
Product: Early withdrawal on share certificates may affect dividends earned.
Offer: 35 Month *Special*
Promotional rate · 4.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.35%APY$2,865 over 71 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: Minimum balance to earn interest is $1,000.
4.28% interest rate · Effective Oct 16, 2026
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More details - 4.10%APY$801 over 23 months on $10,000intro rate
Requirements
Offer: Deposit Special
Promotional rate · 4.04% interest rate · Effective Oct 6, 2026
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More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Rates subject to change without notice. Penalty for early withdrawal. No compounding, interest paid at maturity. Renews automatically upon maturity after 10-day grace period.
Offer: No compounding, interest paid at maturity. Penalty for early withdrawal.
4.05% interest rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: We are not accepting financial institution's deposits at this time. A penalty will or may be imposed for early withdrawal.
Offer: Early withdrawal penalty is 365 days.
3.64% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Dividends compounded daily and paid monthly for 6-month terms, and quarterly for terms 1 year and longer. Automatic renewal at maturity unless presented for payment within 10 days. Early withdrawal penalty applies: terms 91 days or less forfeit all dividends; terms >91 days up to 12 months forfeit lesser of 90 days dividends or all dividends paid; terms >12 months up to <48 months forfeit lesser of 182 days dividends or all dividends paid; terms 48 months or greater forfeit lesser of 365 days dividends or all dividends paid.
Offer: Dividends compounded quarterly, balance method daily, paid quarterly.
Compounded daily · Effective May 19, 2026
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More details - 3.35%APY$1,791 over 60 months on $10,000
Requirements
Product: Interest compounded daily. Early withdrawal penalties apply.
Offer: Interest compounded daily; monthly crediting frequency. *Kids CD $250.00 to open if they have a Kids Club Account. $500.00 to open all other Kids CDs.
3.30% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Terms 3 months–5 years. Dividends compounded and credited monthly; dividend period monthly. Early withdrawal penalties may apply. Rates subject to change daily. Federally insured up to $250,000 by NCUA in conjunction with other CEFCU accounts.
Offer: Minimum to open $1,000.
3.20% interest rate · Effective Sep 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.20%APY
Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal determined by the CD term. Interest compounded and credited quarterly.
Offer: Seven Years (84+ months). Minimum balance to earn interest/APY is $1,000.
3.16% interest rate · Effective Sep 11, 2026
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More details - 2.75%APY$558 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawals. Flexible terms from 3 months to 5 years. FDIC-insured.
2.71% interest rate
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More details - 0.85%APY$113 over 16 months on $10,000with conditions
Requirements
Product: Offered under Green Savings Duo in conjunction with a Duo Savings Account. Early withdrawal penalty applies.
Offer: Early Withdrawal Penalty.
Qualified rate
Rate checked
More details - 0.70%APY$355 over 60 months on $10,000
Requirements
Product: All rates given reflect Annual Percentage Yield. All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates.
Offer: $2,500 balance required
Effective Jul 1, 2022
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Edwardsville, IL
177 CDs at 12 banks and credit unions · checked Oct 16–17
- Typical
- 1.75%
- Top 10% from
- 3.55%
- Banks, typical
- 0.50%
- Credit unions, typical
- 2.85%
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Find your bank or credit union to see all its rates and how they compare near you.
St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch