Bank · FDIC insured
Farmers State Bank of Western Illinois
A $167.3M bank headquartered in Alpha, IL, with 6 branches in Illinois. Best rates: CDs 3.80% and savings 0.50% APY.
Farmers State Bank of Western Illinois Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#18 of 28 in Davenport, IA-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers State Bank of Western Illinois
- Headquarters
- 124 W D St, Alpha, IL 61413
- FDIC certificate
- 11680 ↗
Branches
6 branches in Illinois
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Illinois
6 branches
Davenport area · 5
- Farmers State Bank of Western IllinoisMain office124 W D St, Alpha, IL 61413Directions
- Aledo Branch201 S College Ave, Aledo, IL 61231Directions
- New Windsor Branch600 Main St, New Windsor, IL 61465Directions
- Viola Facility1803 13th St, Viola, IL 61486Directions
- Woodhull Branch174 N Division St, Woodhull, IL 61490Directions
Alexis area · 1
- Alexis Branch205 East Broadway, Alexis, IL 61412Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.08% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.74% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $52 | $81 | — |
- CapitalLeverage ratio14.08%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.74%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$52Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers State Bank of Western Illinois are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.