Bank · FDIC insured
Mason City National Bank
A $91.4M bank headquartered in Mason City, IL, with 1 branch in Illinois. Best rates: CDs 3.79% and savings 0.85% APY.
Mason City National Bank Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#147 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Mason City National Bank
- Headquarters
- 104 W Pine St, Mason City, IL 62664
- FDIC certificate
- 16198 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- Mason City National BankMain office104 W Pine St, Mason City, IL 62664Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.34% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.04% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.56% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $42 | $67 | — |
- CapitalLeverage ratio15.34%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.56%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$42Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Mason City National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.